A countries transformation growth needs economic access to poor participation . Poor participation is the main point to diversion of resources from the poor to beetter infrastructural and institutions . The poor rarely consume less according to their earnings although they are falling uncertainty on employment , income , output . So they opting for saving at different cheating fund , bank and non-formal credit provider also take credit at their needed time with multiple time interest burden on them . By this Unique Identification Number (UID) they will be save about their financial institution ,pension , provident Fund tranfer , Microc insurance and credit to the common mass will be getting so easily transaction through the Unique Identification Number (UID) Financial inclusion need some broad concept of know your customer policies and through this UID that financial inclusiveness will